SR 22 Auto Insurance In Virginia

February 17, 2009 by visitor · Leave a Comment
Filed under: Life insurance leads 

Reader’s Question:

I’m just curious about SR 22 auto insurance in Virginia. When does one need it? I know someone who is required to get one but he never told me the reason why. Is this somewhat related to being involved in some serious traffic violation?

Luna

Newport News, VA

Hello Luna! You are correct SR 22 auto insurance in Virginia is needed to have a license reinstated because of some traffic serious violations.

I’ve checked with the Virginia Department of Motor Vehicles and learned the reasons why a person needs to get SR 22 auto insurance in Virginia:

  • License suspension because of:
    * Failure for a driver to either stop or reveal his identity when he got involved in an accident that resulted to injury or death of another person
    * Driving a vehicle without a license or allowing another person without a license to drive
    * Manslaughter either voluntary or involuntary that is caused by a vehicular accident
    * Act of perjury like giving untruthful affidavit to the VA DMV regarding a vehicle’s registration or any false information when applying for driver’s license
    * Any act of felony under the DMV law
  • Driving without car insurance
  • Unsatisfied judgment

The SR22 auto insurance coverage limits in the sate of Virginia are as follows:

  • $25,000 for bodily injury or death/person
  • $50,000 for bodily injury for every death of two or more persons
  • $20,000 for property damage

For more information about SR22 insurance, you can also contact the Virginia Department of Motor Vehicles

Tags: